What is your phone number? Our application support line is 0844 770 7777. You'll need to answer some brief security questions to access your account information. You can also make use of the automated telebanking facility if you have one of your cahoot cards or your 10-digit cahoot customer number.
What's the cahoot address? The best way to contact cahoot is by using our website. Simply click the 'contact us' link to send us your email message. Our postal address is: cahoot, PO Box 968, Bradford, BD1 9EL.
When will my account be opened and available? When will I know I'm accepted? Once you have been conditionally accepted at the online application stage, we will then send you documents for you to sign and return. Once we have received all the required information from you and in normal circumstances the account will be open within 48 hours of receipt of the documents, and an email will be sent to confirm the account is open.
How long does it take for a cahoot account to be set up and ready? The process from start to finish usually takes around 10 days, assuming you return your signed Agreement as soon as possible after you receive it.
What are the loan settlement charges and general Rates? The typical APR on cahoot accounts is the APR that we anticipate offering to the majority of new cahoot customers. The typical APR means the typical interest rate a customer will be given on a credit product such as a loan or credit card. cahoot Flexible Loan:With the cahoot flexible loan you will not receive any penalties. The flexible loan is designed with flexibility in mind and you can make additional repayments at any time and you will be able to close the account by paying the amount owed in full without charge.
Tell me about your range of accounts? cahoot Savings Account:cahoot offer a savings account and from time to time limited promotional rates. For more information on the cahoot savings account, please take a look at the savings pages on the website.
How do I make repayments to my loan or credit card? cahoot Credit Card:Your credit card's minimum payment is paid automatically each month via your direct debit. If you wish to pay more than the minimum amount, choose 'change your pre-arranged monthly direct debit payment amount' within the credit card 'account manager' page.
cahoot Flexible Loan:You can choose to pay off your cahoot flexible loan in part or full at any time, and you will not incur any charges for this. If that wasn't enough you can choose to keep the loan open for future use, and you won't be charged any interest.
How do I make a transfer or withdrawal from my account? cahoot Current Account:You can transfer or withdraw funds from your cahoot current account to another cahoot account by selecting your current account and clicking on Transfer or Withdrawal.If these are made by 4:00pm on a working day funds will arrive on the same day. Otherwise, funds will arrive in the account the next working day.
Transfers take a minimum of 4 working days to reach a non-cahoot account. cahoot Savings Account:You can transfer or withdrawal funds from your savings account to another cahoot account by selecting your savings account and clicking on Transfer or Withdrawal. If these are made by 4:00pm on a working day funds will arrive on the same day. Otherwise, funds will arrive in the account the next working day.Transfers take a minimum of 4 working days to reach a non-cahoot account. cahoot Credit Card Account:A cahoot credit card can be used to withdraw money at any VISA cash machine worldwide. You're able to withdraw up to half of your total credit card limit in cash (up to £500 per day). To see the charges associated with cash advances, just go to our Rates & Fees page.
What proof of name and address do I need to supply? To process your application we need two forms of identification that must not be from the same company. We can accept: recent credit card (but not store card) statements, bank or building society statements and utility bills (such as gas, electricity). A full list of acceptable identification is provided with the application pack.
cahoot is a division of Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England.
www.santander.co.uk. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054.
Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance.
