current account - (credit interest)

the features

In tune with the way you live

Winner Which? Award 2008
Best current account provider

High in-credit rate of up to 3.75%* AER
Overdraft buffer - first £100 interest free
Simple steps to switch to cahoot
Free purchase protection
Maximise your interest; transfer any excess funds each month to your cahoot savings account

Anytime, anywhere access

Bank online or use our mobile banking and automated telephone services, 24 hours a day†
Receive personalised account alerts via email and mobile text messaging
Use over 700,000 VISA cash machines worldwide
Free use of 41,000 LINK machines in the UK‡

Your security - our priority

Use your webcard to shop online without your plastic
The latest technology to safeguard your details
Secure banking - however you access your accounts
Greater security with CHIP and PIN

earn up to on your in-credit balance

more about rates

a division of Abbey National plc

*The rates quoted (subject to variation) apply as follows for non-chequebook accounts:
3.75% AER (3.69% gross p.a.) for credit balances under £250,000; and,
3.00% AER (2.96% gross p.a.) for credit balances of £250,000 +

AER stands for Annual Equivalent Rate and illustrates the interest rate if paid and compounded each year. Gross p.a. means the yearly rate of interest before income tax deduction, if applicable. Rates are variable. Interest is calculated daily, based on the total balance in your account at the end of each day and is added to your account each month.

† Whilst we aim to provide 24 hour access to your accounts this service may very occasionally be reduced, for example when improvements / updates are made to the site.

‡ Cash advances from non-LINK machines will incur a 1.5% fee (minimum £1.50) and non-sterling advances will incur an additional charge of 2.25%. Other charges are listed in our rates and fees.