current account - purchase protection

your safety net

Free protection for your card purchases

  • cahoot offers purchase protection as a free service with all cahoot credit card and debit cards, so using your card to pay for purchases is now safer than paying with cash

Here's how it works

  • Any purchase made using your cahoot credit or debit card, which is more than £50, is automatically protected against accidental damage, theft or loss**
  • If you need to make a claim, you simply contact us within 90 days of the item being purchased, we will send you a form to complete, and if valid the cost of replacing the item or cost of repair is made by us

You do nothing

  • Simply spend on your debit or credit card in order to activate your cover and be safe in the knowledge that your purchases are protected
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Award winning rate of up to 3.75%* AER on your in-credit balance

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policy details
a division of Abbey National plc

*The rates quoted (subject to variation) apply as follows for non-chequebook accounts:
3.75% A.E.R. (3.69% gross p.a.) for credit balances under £250,000; and,
3.00% A.E.R. (2.96% gross p.a.) for credit balances of £250,000 +

** Subject to the item being paid for in full on your cahoot credit or debit card and the claim being made within 90 days from date of purchasing the item. Claims can only be made for items not already covered by another insurance policy and where the purchase amount is more than £50 but less than £3,500

cahoot is a division of Abbey National plc. Abbey National plc. Registered Office: Abbey National House, 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. Authorised and regulated by the Financial Services Authority. FSA registration number 106054. www.fsa.gov.uk/register. cahoot and Abbey are registered trademarks.

Abbey National plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance